HAIL

Hailstorms, a severe thunderstorm phenomenon, occur when ice crystals form and accumulate in low-pressure fronts, eventually falling as ice masses larger than 0.75 inches. The size of hailstones depends on storm severity and updraft strength, which is influenced by surface heating.

From 2018 to 2020, Texas had the most hail loss claims in the U.S., with 605,866 claims and 584 severe hail days. In 2021, 6.8 million U.S. properties experienced damaging hail, resulting in $16.5 billion in insured losses. Texas saw the highest number of affected properties, with over 1.5 million, including 169,579 in Harris County.

Reference:
Samanta, Arindam, “Understanding evolving hail risk, Hail Report 2022” (Verisk, 2022). https://www.verisk.com/insurance/capabilities/weather-risk/hail-and-severe-thunderstorm-risk/